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Preventing Heat Related Illnesses

By: Gary Hanson, President of American Safety & Health Management Consultants, Inc 

Summertime is a good time of year; time for outside activities, sports, home projects and general family fun.  However, for those who are required to work outside, especially strenuous work, the summertime can create serious safety and health risks.  Each year thousands of workers suffer heat related illnesses, up to and including death.

In order to maintain proper body temperature, the body must dissipate excess heat.  A rise in temperature of 2 to 3 degrees can start to make an individual feel sick.  If the body temperature rises higher, more serious repercussions may occur.  The body continuously tries to release heat by increasing the flow of blood to the skin.  This allows heat to be released into the air, and the body starts to perspire.  As perspiration evaporates, the body is cooled.

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***NEW EMPLOYER HEALTH  FROM HUNTER CONSULTING***  

Hunter Consulting is pleased to announce a new product to help alleviate the continual group health insurance burden placed on most employers today.

Introducing "My Community Care".

My Community Care is a service where employees can utilize Urgent Care facilities and ALL their services  throughout the United States WITHOUT having to pay a deductible or co-pay.

For as little as $89 Single or $99 Family a month, you can receive treatment at direct health care centers throughout the United States.

These locations offer medical care for injuries and illness, as well as preventive health  & wellness.

Employers can offer this service as a stop gap for higher group health deductibles or a great savings for self funded or partially self funded plans.

My Community Care also serves a great purpose for employers who cannot afford to offer a fully funded plan for their employees.

Employers can choose to offer this product to their workforce on strictly a voluntary basis or an employer based benefit if partially or fully paid by you.

Please keep in mind that MY Community Care is NOT a discount program as ALL services are paid at 100% !

In addition, as a member you will also receive  several membership discounts for other services including Bioscript discount RX card, discounted vision and dental plan and diagnostic imaging and lab to name a few.

Please visit our website at www.hunterconsulting.com to view a complete brochure.

For more information please contact Russ Isgro in our office @ 513-372-8731 or preferably by email at

risgro@hunterconsulting.com.

***New Health Plan***

Hunter Consulting has an additional Health Plan available to employers with 40 employees or more. A partial Self-Insurance Health Plan,

Together with or without My Community Care this can ensure you of a full Group Health program and save you a significant amount of dollars off your current fully funded plan.

Some of the plans features are as follows : 

• 20-25% savings over a fully funded plan in 3 out of 4 years 
• Savings of 5%- 7% on premium tax payable to a carrier of a fully funded plan 
• Not subject to HIPPA laws (able to get all the medical information of injured worker) 
• Deeper RX discounts 
• Network same as you are probably already accessing with the fully insured plan 
• Reinsurance renewal premiums typically much less than medical inflation rate due to plan design and cost control 
• Stop losses as low as 5000 - 15,000 depending on how much risk you take on based on your experience 
• Wellness program options (can be mandated in SI plan as opposed to fully insured plan which you cannot) 
• Utilization Review 

For more information please send an inquiry to Russ Isgro at risgro@hunterconsulting.com

Mandatory 2 Hour Safety Training 

Any employer participating in a WORKERS' COMPENSATION GROUP RATING PROGRAM, that incurred a claim during the GREEN year or the year prior must complete 2 hours of safety training to be compliant with Ohio BWC guidelines.  

• Private employers incurring a claim between July 1, 2009 and June 30, 2011
• Public employers incurring a claim between January 1, 2010 and December 31, 2011

 There are a number of options available for completing this requirement, employers can:

• Attend a safety course at a BWC field office
• Complete 2 hours of online training at www.bwclearningcenter.com

Once you have completed the training send your CERTIFICATE OF COMPLETION to Tammy Purcell via fax at (513) 372-8754 or via email at tpurcell@hunterconsulting.com