Hunter Consulting News

MCO Open Enrollment is Underway

Why does Hunter Consulting endorse 3-hab? 

• 3-hab is the ONLY physician driven MCO in the State of Ohio
• 3-hab has been a top ranking MCO every open enrollment since the BWC began reporting statistical data in the category of DoDM
• 3-hab's utilization of a ONE POINT CONTACT for both medical and lost time claims
• 3-hab's has a proven system for returning injured workers to work faster, reducing your workers' compensation costs, and providing you with updates of your employees' progress

Employers only have until May 25, 2012 to select 3-hab as their MCO.  Click here for

3-hab's MCO selection form.

 A Message from 3-hab

Please Note: 1-888-ohiocomp sent out an advertising piece which is false and misleading concerning 3-hab's handling of claims.

3-hab does not have ANY nurse case managers.  ALL of their case management is done by doctors and 3-hab is the ONLY  MCO (Managed Care Organization) that does have doctors, which is something 1-888 completely left out of their advertisement.  Therefore, all the numbers associated with 3-hab having 3 nurses are false.

3-hab has orthopedic, occupational and chiropractic physicians that approve and deny EVERY C-9 and who talks directly with the physician of record.  

Ohio BWC is implementing changes to the current C84 and MEDCO forms in hopes of combining both forms.  BWC is currently accepting suggestions from employers for the change until June 1, 2012. If anyone would like to respond to BWC, they may do so at ProviderFeedBack@bwc.state.oh.us.

"Offering Light Duty Work the Right Way"

By: Nicole Hunter, Esq.  

     When your employees are off of work due to a work related injury, it is expensive.  In addition to paying medical bills and compensation related to the injury, you also face lost productivity and the looming threat of increased workers' compensation premiums.   When an injured worker remains off work for an extended period of time, you lose touch with him or her.  The injured worker then becomes more likely to lose motivation to return to work, and he or she may even develop secondary conditions such as depression which can also be a barrier to returning to work.  Fortunately, with a proactive transitional work program, you can assist your injured workers in returning to work safely while mitigating your expense and risk. 

     It is always in your best interest to try to get the injured worker back to work as quickly as possible with a transitional work program and a good faith offer of light duty work before the injured worker is 100% recovered.   A light duty job offer, per the Ohio Administrative Code, is defined as, "a proposal, made in good faith, of suitable employment within a reasonable proximity of the injured worker's residence".  So what does this mean to you?

Click here for the complete article.

***NEW EMPLOYER HEALTH  FROM HUNTER CONSULTING***  

Hunter Consulting is pleased to announce a new product to help alleviate the continual group health insurance burden placed on most employers today.

Introducing "My Community Care".

My Community Care is a service where employees can utilize Urgent Care facilities and ALL their services  throughout the United States WITHOUT having to pay a deductible or co-pay.

For as little as $89 Single or $99 Family a month, you can receive treatment at direct health care centers throughout the United States.

These locations offer medical care for injuries and illness, as well as preventive health  & wellness.

Employers can offer this service as a stop gap for higher group health deductibles or a great savings for self funded or partially self funded plans.

My Community Care also serves a great purpose for employers who cannot afford to offer a fully funded plan for their employees.

Employers can choose to offer this product to their workforce on strictly a voluntary basis or an employer based benefit if partially or fully paid by you.

Please keep in mind that MY Community Care is NOT a discount program as ALL services are paid at 100% !

In addition, as a member you will also receive  several membership discounts for other services including Bioscript discount RX card, discounted vision and dental plan and diagnostic imaging and lab to name a few.

Please visit our website at www.hunterconsulting.com to view a complete brochure.

For more information please contact Russ Isgro in our office @ 513-372-8731 or preferably by email at

risgro@hunterconsulting.com.

***New Health Plan***

Hunter Consulting has an additional Health Plan available to employers with 40 employees or more. A partial Self-Insurance Health Plan,

Together with or without My Community Care this can ensure you of a full Group Health program and save you a significant amount of dollars off your current fully funded plan.

Some of the plans features are as follows : 

• 20-25% savings over a fully funded plan in 3 out of 4 years 
• Savings of 5%- 7% on premium tax payable to a carrier of a fully funded plan 
• Not subject to HIPPA laws (able to get all the medical information of injured worker) 
• Deeper RX discounts 
• Network same as you are probably already accessing with the fully insured plan 
• Reinsurance renewal premiums typically much less than medical inflation rate due to plan design and cost control 
• Stop losses as low as 5000 - 15,000 depending on how much risk you take on based on your experience 
• Wellness program options (can be mandated in SI plan as opposed to fully insured plan which you cannot) 
• Utilization Review 

For more information please send an inquiry to Russ Isgro at risgro@hunterconsulting.com

Mandatory 2 Hour Safety Training 

Any employer participating in a WORKERS' COMPENSATION GROUP RATING PROGRAM, that incurred a claim during the GREEN year or the year prior must complete 2 hours of safety training to be compliant with Ohio BWC guidlines.  

• Private employers incurring a claim between July 1, 2009 and June 30, 2011
• Public employers incurring a claim between January 1, 2010 and December 31, 2011

 There are a number of options available for completing this requirement, employers can:

• Attend a safety course at a BWC field office
• Complete 2 hours of online training at www.bwclearningcenter.com

Once you have completed the training send your CERTIFICATE OF COMPLETION to Tammy Purcell via fax at (513) 372-8754 or via email at tpurcell@hunterconsulting.com